Suffering an injury in a job-related accident can be overwhelming. What should you do next? How can you make sure you get what you need to pick up the pieces and move forward? It’s prudent for every North Carolina employee to understand his or her right to recovery after an accident at work and what steps to take to make sure this happens.
The intent of workers’ compensation insurance is to provide financial support for individuals who suffer a job-related accident or from illnesses that come from occupational exposure. Most employers have to carry this type of insurance, and you have the right to file a claim if you have valid grounds to do so. You will find it beneficial to learn more about workers’ compensation and how you make sure you get what you need.
What should you know?
In order to be eligible for workers’ compensation benefits, you must be able to prove your injuries are work-related. If you were doing something related to your job when you suffered an injury, it is possible you have grounds for a claim. You may also be eligible if you suffered your injuries during a company-sponsored event, such as a picnic or holiday party.
Many types of workers are eligible for these benefits. However, seasonal workers, personal employees, agricultural employees and undocumented workers may not be able to get these benefits. If you are not eligible, there could be other avenues available to you through which you can seek compensation.
What does it include?
Workers’ compensation benefits may include recovery of a portion of your lost wages, coverage of your medical expenses and more. If you need help getting back to work after a job-related accident, you could be able to claim rehabilitation benefits. This specific type of support can help you with matters such as job search assistance, education and skills assessments you may need as you prepare to return to the workforce after an accident.
Why do you need help?
The workers’ compensation claims system is complex, and these insurance companies will prioritize their bottom lines above anything else. If you are seeking benefits, you may want to work with an attorney who can help you maximize the benefits to which you have a rightful claim. This guidance is also important in case there is a delay or denial of your claim.